Membership Terms
& Conditions

Effective Date: 08/09/2026
Last Updated: 08/09/2026

These Terms & Conditions (“Terms”) govern registration, membership, activation, use of the website, membership account, benefits, referral/sponsor system and related services provided through the Three Star Gold platform (“Three Star Gold”, “we”, “us”, “our”).

By registering for a Three Star Gold membership, accessing the website, submitting the registration form, or making an activation payment, you acknowledge that you have read, understood and agreed to these Terms.

If you do not agree with these Terms, you must not register or use the membership services.

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1. Definitions

For the purposes of these Terms:

• “Member” means a person who successfully registers with Three Star Gold and receives a Member ID.
• “Membership” means the account and associated rights, benefits and services made available to an eligible registered member.
• “Activation” means completion of the applicable activation process, including payment of the prescribed activation amount and satisfaction of applicable eligibility and verification requirements.
• “Activation Amount” means the amount specified by Three Star Gold for activation of a membership. As presently stated on the registration process, the activation amount is ₹1,999/-.
• “Sponsor” / “Referral” means the existing member whose Sponsor/Referral ID is entered during registration.
• “Member ID” means the unique identification number assigned to a registered member.

2. Eligibility

1. Membership is available only to individuals who satisfy the eligibility requirements specified by Three Star Gold.
2. The applicant must provide accurate, complete and current information during registration.
3. The name and identity information submitted during registration must correspond with the applicable identity documents where such verification is required.
4. Three Star Gold may require additional information or documentation for identity, compliance, fraud prevention or account verification.
5. Membership is subject to successful verification and acceptance by Three Star Gold.

3. Registration

During registration, a user may be required to provide information including:

• Full Name
• Mobile Number
• Email Address
• PAN details
• State
• Sponsor/Referral ID
• Password
• Other information reasonably required for membership verification

The applicant is responsible for ensuring that all information supplied is accurate. Providing false, misleading, incomplete or fraudulent information may result in rejection, suspension or cancellation of the membership.

4. Mobile Number and OTP Verification

1. Three Star Gold may require verification of the registered mobile number through OTP.
2. The applicant must provide a mobile number that they are authorised to use.
3. OTP verification may be required before registration is completed or before certain membership services are enabled.
4. Multiple accounts using the same mobile number may be restricted in accordance with Three Star Gold's membership rules.

5. Sponsor / Referral ID

1. Where a Sponsor/Referral ID is required, the applicant must enter a valid Sponsor/Referral ID.
2. The Sponsor/Referral ID may be subject to system verification.
3. Three Star Gold may display the corresponding Sponsor name and membership/activation status during verification.
4. A Sponsor must satisfy the applicable eligibility or activation requirements specified by Three Star Gold.
5. Three Star Gold may reject or hold a registration where the Sponsor information is invalid, inactive, suspended, fraudulent or otherwise non-compliant.
6. Entering another person's Sponsor/Referral ID without authorisation may result in account restrictions or cancellation.

6. PAN and Membership Limits

1. PAN information may be collected for identity verification, account control, fraud prevention and membership administration.
2. Unless otherwise notified by Three Star Gold, a maximum of three (3) Member IDs may be associated with a single PAN.
3. This limit may be technically enforced by the membership system.
4. Attempts to circumvent this restriction by providing false, altered, duplicate or misleading information are prohibited.
5. Where duplicate or suspicious registrations are detected, Three Star Gold may suspend the relevant accounts pending verification.

7. Membership Registration Does Not Automatically Mean Activation

Registration and activation are separate stages unless expressly stated otherwise.

A successfully submitted registration creates a membership application/account subject to verification.

Where applicable, the membership must be activated by payment of the prescribed activation amount within the specified period.

8. Activation Amount – ₹1,999/-

1. The applicable activation amount is presently ₹1,999/-.
2. The activation amount is payable through the payment method(s) made available by Three Star Gold.
3. The member must complete activation within 15 days from registration, unless Three Star Gold specifies a different period in writing.
4. Failure to activate within the applicable period may result in the account remaining inactive, being restricted, or being cancelled in accordance with the applicable membership rules.
5. The activation amount does not automatically entitle a member to benefits that have not been expressly stated by Three Star Gold.
6. Any taxes, transaction charges or other applicable charges, if separately applicable, will be disclosed before payment wherever required.

Important: Benefits provided against the ₹1,999/- activation amount are those expressly described on the Three Star Gold website, member dashboard, or applicable membership documentation. No representation should be made that payment guarantees income, profit, employment, investment returns, commission or any other financial benefit unless legally authorised and factually applicable.

9. Membership Benefits

1. Activated members may receive the benefits, services, access rights or facilities specifically described on the Three Star Gold website, member dashboard or applicable membership documentation.
2. Benefits may be subject to eligibility conditions, availability, verification and applicable rules.
3. Three Star Gold may modify, replace or discontinue a benefit where reasonably necessary, subject to applicable law and any contractual commitments already made to members.
4. Three Star Gold will not represent a benefit as guaranteed if the benefit is dependent upon eligibility, availability, third-party services or other conditions.

10. Administrative Rights and Modification of Incentives

Three Star Gold reserves the absolute right, at its sole discretion and subject to applicable law, to introduce, modify, revise, suspend, withhold, release, reduce, discontinue or otherwise change any incentive, reward, benefit, scheme, plan, reserve, eligibility criterion or related provision at any time.

The Administration also reserves the right to modify, restructure, replace, suspend or discontinue any membership plan or its associated benefits without prior notice, where deemed necessary for business, operational, financial, compliance, security or other legitimate reasons.

No member shall have an automatic or vested right to any incentive, reward, benefit or scheme unless the applicable eligibility conditions have been fully satisfied and the amount or benefit has been formally approved and credited by Three Star Gold.

Any such decision by the Administration shall be subject to applicable laws, contractual obligations and rights that cannot lawfully be excluded or modified.

11. Fees and Recurring Charges

1. The applicable activation amount will be disclosed before payment.
2. Unless expressly stated on the website or membership documentation, there shall be no assumption of a monthly or annual recurring membership fee.
3. If any recurring fee, renewal fee or additional service charge is introduced, the applicable amount and payment terms shall be disclosed to members before the charge becomes applicable.
4. Members must not be charged for any mandatory fee that has not been properly disclosed.

12. Payment

1. Payments must be made only through authorised payment channels provided by Three Star Gold.
2. Members must not transfer money to unauthorised individuals claiming to represent Three Star Gold.
3. Three Star Gold is not responsible for payments made outside authorised payment channels.
4. Payment confirmation may be generated electronically.
5. In case of a failed, reversed, duplicated or disputed transaction, the transaction may be investigated and resolved in accordance with the payment provider's procedures and applicable law.

13. Cancellation and Refund Policy

13.1 Registration Cancellation

A registration application that has not yet been activated may be cancelled subject to applicable system rules and verification status.

13.2 Activation Payment Refund

The refundability of the ₹1,999/- activation amount shall be governed by the refund conditions displayed at the time of payment. Members should review the applicable refund rule before completing activation payment.

13.3 Fraudulent or Duplicate Transactions

Where a payment is identified as fraudulent, duplicated or incorrectly processed, Three Star Gold may investigate and process an appropriate reversal/refund in accordance with applicable law and payment-provider procedures.

13.4 Refund Processing

Approved refunds will generally be processed through the original payment method, subject to payment gateway/banking procedures.

14. Account Suspension and Termination

Three Star Gold may suspend, restrict or terminate an account where:

• false or misleading information has been provided;
• identity verification fails;
• duplicate or fraudulent registration is detected;
• the account violates these Terms;
• the account is used for unlawful activity;
• the member attempts to circumvent membership limits;
• unauthorised access or suspicious activity is detected;
• payment fraud or chargeback abuse is detected; or
• suspension is required by law or a competent authority.

Where reasonably practicable, the member may be informed of the reason for suspension or termination.

15. Member Responsibilities

The member agrees to:

1. Provide accurate information.
2. Keep account information current.
3. Keep the password confidential.
4. Not share login credentials with unauthorised persons.
5. Immediately notify Three Star Gold of suspected unauthorised account access.
6. Not impersonate another person.
7. Not create fraudulent or duplicate accounts.
8. Not interfere with the operation or security of the website.
9. Not attempt to access another member's account.
10. Comply with applicable laws and regulations.

16. Password and Account Security

Members are responsible for maintaining the confidentiality of their login credentials.

Three Star Gold may implement password-strength requirements, OTP verification, account lockouts, device/session controls and other security measures.

Members should immediately notify Three Star Gold if they believe their credentials have been compromised.

17. Prohibited Activities

Members shall not:

• submit false identity information;
• manipulate Sponsor/Referral relationships;
• create accounts using another person's identity;
• circumvent the PAN/account limits;
• attempt to gain unauthorised access;
• introduce malware or malicious code;
• scrape or misuse member information;
• interfere with website functionality;
• use the platform for unlawful activities; or
• make false claims about Three Star Gold or its membership benefits.

18. Intellectual Property

Unless otherwise stated, the website, logos, trademarks, graphics, software, text, design, content and other materials provided by Three Star Gold are owned by or licensed to Three Star Gold.

No member receives ownership rights merely by accessing or using the website. Unauthorised copying, reproduction, modification, distribution or commercial exploitation is prohibited.

19. Third-Party Services

The website may use third-party providers for services such as payment processing, SMS/OTP delivery, email delivery, hosting, analytics, identity verification or other technical services. Third-party services may be subject to their own terms and privacy policies.

20. Website Availability

Three Star Gold will make reasonable efforts to maintain website availability. However, uninterrupted availability cannot be guaranteed. The website may occasionally be unavailable due to maintenance, technical failures, security incidents, network problems, third-party service interruptions, force majeure or circumstances beyond reasonable control.

21. No Guarantee of Financial Returns

Unless expressly stated and legally permitted, membership should not be interpreted as a guarantee of income, profit, commission, investment return, employment, business opportunity success or recovery of membership/activation fees. Members should make decisions based only on verified information provided by Three Star Gold.

22. Limitation of Liability

To the extent permitted by applicable law, Three Star Gold shall not be responsible for losses resulting solely from unauthorised access caused by the member's failure to protect credentials; incorrect information supplied by the member; third-party payment failures; internet/network failures; events outside reasonable control; or misuse of the account by the member.

Nothing in these Terms shall exclude or restrict any liability that cannot lawfully be excluded or restricted.

23. Privacy

Personal information collected during registration and membership administration will be handled in accordance with the Three Star Gold Privacy Policy. The Privacy Policy forms an important part of these Terms.

24. Changes to These Terms

Three Star Gold may update these Terms from time to time. The updated version will be published on the website with an updated “Last Updated” date. Where required by law or where a change materially affects existing members, appropriate notice will be provided.

25. Grievance Redressal

Members may contact Three Star Gold regarding complaints, account issues, payments, privacy matters or other concerns through the contact details published on the website.

Grievance Officer / Contact Person: 3 Star Gold Support
Contact: Contact page
Address: Bangalore, Karnataka, India

Complaints should include sufficient information to enable Three Star Gold to investigate the matter.

26. Governing Law and Jurisdiction

These Terms shall be governed by the laws applicable in India. Subject to applicable consumer and other mandatory legal rights, disputes shall be subject to the jurisdiction of the competent courts at Bangalore & Dhavanagiri, Karnataka.

27. Acceptance

By selecting “I Agree”, submitting the registration form, activating membership, or otherwise using the Three Star Gold membership services, the member confirms that they have read these Terms; understand the membership conditions; agree to comply with these Terms; and have reviewed the applicable Privacy Policy.

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3 Star Gold
Legal Entity: 3 Star Gold
Registered Office: Bangalore, Karnataka, India
Website: www.3stargold.in (or current published domain)
Contact: Contact us